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Privacy Policy

This Privacy Policy ("Policy") applies to www.FFLegacygroup.com, and Financially Fit Legacy Group ("Company") and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to the Company include www.FFLegacygroup.com. The Company's website is a Financial Services and Insurance Agency site. By using the Company website, you consent to the data practices described in this statement.

California Consumer Privacy Act and California Privacy Rights Act

If you are a California resident, you have the following rights under the California Consumer Privacy Act ("CCPA") and California Privacy Rights Act ("CPRA"):

  • Right to Know. You may request details on what personal data we collect, use, and share.

  • Right to Delete. You can request deletion of personal data, subject to certain legal exceptions.

  • Right to Correct. You may request corrections to inaccurate personal information.

  • Right to Opt-Out. You can opt out of the sale or sharing of personal data for advertising.

  • Right to Restrict Sensitive Data Use. You may limit the use of sensitive personal information.

  • Right Against Retaliation. The Company will not discriminate against you for exercising your rights.

Collection of your Personal Information

In order to better provide you with products and services offered, the Company may collect personally identifiable information, such as your:

  • First and last name

  • Mailing address

  • Email address

  • Phone number

  • Age

  • Gender

If you purchase the Company's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.

The Company may also collect anonymous demographic information, which is not unique to you.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include:

  • registering for an account

  • entering a sweepstakes or contest sponsored by us or one of our partners

  • signing up for special offers

  • sending us an email message

  • submitting your credit card or other payment information when ordering and purchasing products and services

We may use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We may gather additional personal or non-personal information in the future.

Use of your Personal Information

The Company collects and uses your personal information in the following ways:

  • to operate and deliver the services you have requested

  • to provide you with information, products, or services that you request from us

  • to provide you with notices about your account

  • to carry out the Company's obligations and enforce our rights arising from any contracts entered between you and us, including for billing and collection

  • to notify you about changes to www.FFLegacygroup.com or any products or services we offer or provide through it

  • in any other way we may describe when you provide the information

  • for any other purpose with your consent

The Company may also use your personally identifiable information to inform you of other products or services available from the Company and its affiliates.

Sharing Information with Third Parties

The Company does not sell, rent, or lease its customer lists to third parties.

The Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Company, and they are required to maintain the confidentiality of your information.

The Company may disclose your personal information, without notice, if required to do so by law or in good faith belief that such action is necessary to:

  • conform to the law or comply with legal process served on the Company or the site

  • protect and defend the rights or property of the Company

  • act under exigent circumstances to protect the personal safety of users of the Company or the public

  • SMS data is not shared with third parties (excluding SMS providers)

Tracking User Behaviour

The Company may keep track of the websites and pages our users visit within the Company, in order to determine what services are the most popular. This data is used to deliver customised content and advertising to customers whose behaviour indicates they are interested in a particular subject area.

Automatically Collected Information

The Company may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for:

  • operation of the service

  • maintaining quality of the service

  • providing general statistics about website usage

Use of Cookies

The Company's website may use cookies to help personalise your online experience. Cookies:

  • cannot run programs or deliver viruses

  • are unique to you

  • can only be read by the issuing web server

Cookies allow us to save your preferences (such as billing or shipping addresses) for easier future visits.

You can accept or decline cookies in your browser settings. Declining cookies may limit some website functionality.

Links

This website contains links to other sites. We are not responsible for the content or privacy practices of those sites. We encourage users to read the privacy statements of any site that collects personal information.

Security of your Personal Information

The Company secures your personal information from unauthorised access, use, or disclosure using:

  • SSL Protocol

We take appropriate security measures, but no online transmission is 100% secure. You acknowledge the inherent limitations of the internet.

Right to Deletion

Upon a verifiable request, we will:

  • Delete your personal information from our records

  • Direct service providers to delete your personal information

We may refuse deletion if the information is needed to:

  • complete a transaction

  • detect or prevent fraud

  • debug or fix functionality

  • exercise free speech

  • comply with the California Electronic Communications Privacy Act

  • perform public or peer-reviewed research

  • support internal uses aligned with your relationship with us

  • comply with legal obligations

  • use your information internally in a lawful manner consistent with the context in which you provided it

To exercise your rights, contact info@FFLegacyGroup.com.

Children Under Thirteen

The Company does not knowingly collect personal information from children under 13. Children under 13 must have parental permission to use this website.

Email Communications

We may contact you via email for announcements, offers, alerts, confirmations, surveys, and general communication. We may receive notifications when you open emails or click links.

To stop receiving marketing or promotional communication, click Unsubscribe.

Changes to This Statement

The Company may update this Policy as needed due to service changes, data protection updates, or legal requirements. Significant changes may be announced via email or a notice on our website.

Your continued use of the website means you accept the updated Policy.

Contact Information

Financially Fit Legacy Group
415 N Richard Jackson Blvd, Ste 405
Panama City, Florida 32407

Email: info@FFLegacyGroup.com
Phone: (850) 788-8130

Effective as of October 26, 2025